ZIP 85308 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85308 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. Latent structural risk is 78/100 while live distress already moving reads 7/100. Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 7% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 26,953 housing units. Vacancy runs 3.2%. 72% of housing is owner-occupied. Roughly 9.4% live below the poverty line. Median household income is $95,512, above the U.S. median near $78,000. Around 44% of renters are cost-burdened. The typical home is worth about $458,100 (4.4× income). About 38% have a four-year degree. Population is roughly 65,159 with a median age of 42. On demographic stress specifically, 85308 scores 32/100.

Net-net, 85308 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 85308 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 85308's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 85308 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 85308 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 85308 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.