ZIP 85381 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85381 (Maricopa County, Arizona) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 79/100 structural and 7/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)).

The peak-phase market in 85381 posted values that rose 1.2% over the year, and 3% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 34% bachelor's-or-above. 5.3% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. Median household income is $94,442, above the U.S. median near $78,000. Home values center near $447,900, an affordability ratio of 4.3×. The ZIP holds roughly 11,228 housing units. Owners hold 66% of homes, renters 34%. The vacancy rate is 7.4%. Population is roughly 26,895 with a median age of 44.

On balance 85381 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.