ZIP 85381 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85381 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. The most distinctive pressure shows up in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Structural risk reads 78/100 against active distress of 7/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 3% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

About 34% have a four-year degree. The poverty rate is 5.3% — low. Rent burden reaches 48% of tenant households. DLRadar's demographic-stress index for the area reads 33/100. Households earn a median $94,442 — above the roughly $78,000 national figure. A median home runs $447,900 here, or 4.3 times local income. The ZIP holds roughly 11,228 housing units. The tenure split is 66% owner-occupied to 34% rented. The vacancy rate is 7.4%. About 26,895 people live here, median age 44.

Net-net, 85381 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 85381 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 85381 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85381 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. 85381 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85381's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 85381 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.