ZIP 85396 Property Distress & Foreclosure Data

Maricopa County, Arizona's ZIP 85396 registers 36/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 79/100 structural and 7/100 already moving. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 85396 posted values that rose 1.2% over the year, and 0% lower over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $114,266, above the U.S. median near $78,000. 5.9% of residents fall below the poverty threshold. Home values center near $482,900, an affordability ratio of 4.0× — accessible. Around 20% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 33% bachelor's-or-above. Owners hold 93% of homes, renters 7%. The ZIP holds roughly 15,974 housing units. Population is roughly 38,489 with a median age of 40. The vacancy rate is 9.8%.

On balance 85396 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.