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ZIP 85305 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

In Maricopa County, Arizona, ZIP 85305 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structural risk reads 78/100 against active distress of 7/100. Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 3% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 6,997 housing units. Around 41% of renters are cost-burdened. Home values center near $452,300, an affordability ratio of 4.1×. Vacancy runs 8.1%. 7.8% of residents fall below the poverty threshold. Owners hold 59% of homes, renters 41%. Around 26% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 34/100. At $99,565, median income runs above typical U.S. levels. About 16,471 people live here, median age 31.

Overall, 85305 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85305 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 85305 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85305 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Nothing here is interpolated — where a source is thin for 85305, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

85305's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 85305 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

What is driving ZIP 85305’s distress

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
9 further distress layers are graded for 85305

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

85305 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 85305, the same set carried on every parcel.

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Adjacent Maricopa County ZIP reports

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Deterministic scoring, sourced entirely from public data · methodology

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