ZIP 85297 Foreclosure, Tax-Lien & Distress Report

ZIP 85297's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Property-level stress concentrates in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)). Structurally it carries 78/100, against 7/100 of stress already in motion.

The peak-phase market in 85297 posted values that held roughly flat over the year, and 13% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $132,684 — above the roughly $78,000 national figure. The ZIP holds roughly 12,160 housing units. The poverty rate is 5.5% — low. Around 46% of adults hold a bachelor's degree or higher. The vacancy rate is 3.5%. A median home runs $600,600 here, or 4.2 times local income. Rent burden reaches 35% of tenant households. About 35,535 people live here, median age 34. DLRadar's demographic-stress index for the area reads 29/100. 78% of housing is owner-occupied.

Overall, 85297 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85297 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 85297 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85297 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Sparse data for 85297 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 35/100 for 85297 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 85297 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.