ZIP 85297 Property Distress & Foreclosure Data

Maricopa County, Arizona's ZIP 85297 registers 36/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 79/100 structural and 7/100 already moving.

The peak-phase market in 85297 posted values that rose 1.2% over the year, and 13% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $132,684, above the U.S. median near $78,000. The ZIP holds roughly 12,160 housing units. 5.5% of residents fall below the poverty threshold. Educational attainment sits at 46% bachelor's-or-above. The vacancy rate is 3.5%. Home values center near $600,600, an affordability ratio of 4.2×. Around 35% of renters are cost-burdened. Population is roughly 35,535 with a median age of 34. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 78% of homes, renters 22%.

On balance 85297 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.