ZIP 85249 Foreclosure, Tax-Lien & Distress Report

ZIP code 85249 in Maricopa County, Arizona carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (76/100), institutional ownership (57/100), construction/permit lag (53/100). By contrast, mortgage stress (23/100) register low. Latent structural risk is 76/100 while live distress already moving reads 7/100.

The market reads peak — home values held roughly flat year on year, and 8% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

48,018 residents call 85249 home, typically aged 43. The demographic-stress sub-score lands at 24/100. The typical home is worth about $660,600 (4.0× income). Vacancy runs 4.0%. There are about 17,767 housing units across 85249. Around 56% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. Roughly 4.3% live below the poverty line, a low share typical of higher-equity areas. Around 29% of renters are cost-burdened. At $150,985, median income runs above typical U.S. levels.

Overall, 85249 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85249 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 85249 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85249 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. Nothing here is interpolated — where a source is thin for 85249, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 85249's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 85249 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.