ZIP 85258 Foreclosure, Tax-Lien & Distress Report

ZIP 85258's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). The latent-versus-live split is 78/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 14% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

25,524 residents call 85258 home, typically aged 55. The typical home is worth about $846,000 (7.1× income, severely stretched). Around 43% of renters are cost-burdened. Owners hold 74% of homes, renters 26%. There are about 15,626 housing units across 85258. 10.8% of residents fall below the poverty threshold. Educational attainment sits at 63% bachelor's-or-above. Median household income is $105,171, above the U.S. median near $78,000. The vacancy rate is 17.8% — elevated. DLRadar's demographic-stress index for the area reads 38/100.

On the whole, 85258 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 85258 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 85258 shows blanks, not estimates, wherever the record is sparse.

Behind 85258's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 85258 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.