ZIP 85254 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85254 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. Latent structural risk is 78/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 21,914 housing units. 5.2% of residents fall below the poverty threshold. Home values center near $785,700, an affordability ratio of 5.8×. Owners hold 73% of homes, renters 27%. The demographic-stress sub-score lands at 33/100. The vacancy rate is 10.2%. About 60% have a four-year degree. Rent burden reaches 39% of tenant households. 46,655 residents call 85254 home, typically aged 45. Households earn a median $120,885 — above the roughly $78,000 national figure.

Overall, 85254 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 85254 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 85254 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85254 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 85254 shows blanks, not estimates, wherever the record is sparse.

85254's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 85254 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.