ZIP 85032 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85032 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. Structural exposure scores 78 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Its heaviest discrete signals: structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values held roughly flat year on year, and 6% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 30,762 housing units. The tenure split is 58% owner-occupied to 42% rented. The vacancy rate is 4.4%. Around 34% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 36/100. Rent burden reaches 39% of tenant households. Home values center near $416,800, an affordability ratio of 5.2×. 12.1% of residents fall below the poverty threshold. Population is roughly 70,447 with a median age of 38. Households earn a median $74,331 — near the roughly $78,000 national figure.

On balance 85032 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 85032 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 85032 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85032 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. The score is rebuilt from public data as it updates, so 85032 reflects the current record instead of a stale or modeled snapshot.

Behind 85032's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 85032 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.