ZIP 85054 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 85054 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. On the structural side it scores 78/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The peak-phase market in 85054 posted values that held roughly flat over the year, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $89,099 — above the roughly $78,000 national figure. Population is roughly 10,159 with a median age of 39. Owners hold 35% of homes, renters 65%. The demographic-stress sub-score lands at 41/100. Around 36% of renters are cost-burdened. Home values center near $687,200, an affordability ratio of 6.9×. Roughly 13.1% live below the poverty line. The ZIP holds roughly 6,520 housing units. Educational attainment sits at 61% bachelor's-or-above.

Taken together, 85054 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 85054 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 85054 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 85054 shows blanks, not estimates, wherever the record is sparse.

85054's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 85054 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.