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ZIP 85203 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

DLRadar grades ZIP 85203 (Maricopa County, Arizona) at a moderate 35/100 for overall property distress. On the structural side it scores 78/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). mortgage stress (23/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

The peak-phase market in 85203 posted values that held roughly flat over the year, and 9% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 37,435 with a median age of 33. The poverty rate is 12.0%. The ZIP holds roughly 14,112 housing units. Rent burden reaches 46% of tenant households. The tenure split is 57% owner-occupied to 43% rented. Educational attainment sits at 29% bachelor's-or-above. The vacancy rate is 6.4%. Median household income is $72,851, near the U.S. median near $78,000. The typical home is worth about $439,100 (5.3× income). DLRadar's demographic-stress index for the area reads 38/100.

On balance 85203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 85203 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 85203's 35/100 can be lined up against any neighbor in Maricopa County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 85203 reflects the current record instead of a stale or modeled snapshot.

Behind 85203's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 85203 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 85203

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
85203 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 85203 by the numbers

85203 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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