ZIP 85207 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85207 (Maricopa County, Arizona) lands at 35/100 — moderate on DLRadar's public-record scoring. The split runs 78/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Property-level stress concentrates in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 8% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

50,135 residents call 85207 home, typically aged 46. Home values center near $505,000, an affordability ratio of 4.6×. The demographic-stress sub-score lands at 33/100. Households earn a median $99,439 — above the roughly $78,000 national figure. 82% of housing is owner-occupied. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. About 36% have a four-year degree. Around 46% of renters are cost-burdened. The ZIP holds roughly 23,001 housing units. 8.6% of residents fall below the poverty threshold.

On the whole, 85207 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 85207 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 85207 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85207 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. Every figure is auditable to a public dataset and refreshed on ingest; 85207 shows blanks, not estimates, wherever the record is sparse.

The 35/100 for 85207 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 85207 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.