ZIP 85234 Foreclosure, Tax-Lien & Distress Report

ZIP code 85234 in Maricopa County, Arizona carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 78/100 structural and 7/100 already moving. Leading the profile are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100).

The market reads peak — home values held roughly flat year on year, and 7% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 49,040 with a median age of 36. Median household income is $118,012, above the U.S. median near $78,000. There are about 18,347 housing units across 85234. The vacancy rate is 3.9%. The tenure split is 75% owner-occupied to 25% rented. Around 28% of renters are cost-burdened. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Around 46% of adults hold a bachelor's degree or higher. Home values center near $550,900, an affordability ratio of 4.1×. The demographic-stress sub-score lands at 27/100.

Overall, 85234 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 85234 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 85234 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 85234 stays directly comparable to neighboring ZIPs and the rest of Maricopa County, Arizona. The score is rebuilt from public data as it updates, so 85234 reflects the current record instead of a stale or modeled snapshot.

The 35/100 figure for 85234 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 85234 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.