ZIP 85086 Property Distress & Foreclosure Data

ZIP code 85086 in Maricopa County, Arizona carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100). On the structural side it scores 79/100, with 7/100 of stress already active. What sets it apart are the readings on structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 1.2% year on year, and 11% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 4.4% — low. Around 50% of renters are cost-burdened. The ZIP holds roughly 17,088 housing units. The typical home is worth about $598,900 (4.7× income). Around 42% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. About 43,369 people live here, median age 44. The demographic-stress sub-score lands at 31/100. At $118,543, median income runs above typical U.S. levels. The vacancy rate is 7.5%.

Net-net, 85086 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.