ZIP 85028 Foreclosure, Tax-Lien & Distress Report

ZIP 85028's composite property-distress score is 35/100 - DLRadar classes that as moderate for Maricopa County, Arizona. What sets it apart are the readings on structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structurally it carries 78/100, against 7/100 of stress already in motion.

The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $119,436, above the U.S. median near $78,000. 85% of housing is owner-occupied. The ZIP holds roughly 8,662 housing units. About 56% have a four-year degree. DLRadar's demographic-stress index for the area reads 29/100. A median home runs $642,200 here, or 4.9 times local income. Around 39% of renters are cost-burdened. Vacancy runs 8.1%. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 18,952 with a median age of 49.

Net-net, 85028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 85028 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85028 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. 85028 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85028's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 85028 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.