ZIP 85016 Foreclosure, Tax-Lien & Distress Report

ZIP code 85016 in Maricopa County, Arizona carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). The pressure is most legible in structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). On the quiet end sit mortgage stress (23/100). Latent structural risk is 78/100 while live distress already moving reads 7/100.

The market reads peak — home values held roughly flat year on year, and 8% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 36,857 people live here, median age 37. A median home runs $564,900 here, or 6.0 times local income. The ZIP holds roughly 21,491 housing units. The demographic-stress sub-score lands at 36/100. Owners hold 51% of homes, renters 49%. Around 35% of renters are cost-burdened. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. Median household income is $85,085, near the U.S. median near $78,000. Roughly 10.1% live below the poverty line. About 50% have a four-year degree.

Taken together, 85016 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 85016 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 85016 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Maricopa County, Arizona and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 85016 shows blanks, not estimates, wherever the record is sparse.

Each component behind 85016 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 85016 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.