ZIP 85019 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 85019 (Maricopa County, Arizona) returns a moderate composite of 34/100. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (68/100)). The split runs 74/100 structural to 7/100 active on the ground. Leading the profile are structural risk (74/100), institutional ownership (56/100), construction/permit lag (53/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values held roughly flat year on year, and 5% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 48% of tenant households. There are about 7,988 housing units across 85019. The poverty rate is 26.9% — high, a tax-stress and distress correlate. Educational attainment sits at 11% bachelor's-or-above. On demographic stress specifically, 85019 scores 42/100. The tenure split is 52% owner-occupied to 48% rented. At $58,767, median income runs below typical U.S. levels. 26,974 residents call 85019 home, typically aged 30. A median home runs $305,200 here, or 4.3 times local income. The vacancy rate is 5.3%.

Net-net, 85019 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 85019 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Maricopa County, Arizona and the nation. Every figure is auditable to a public dataset and refreshed as records update; 85019 shows blanks, not estimates, wherever the record is sparse.

Behind 85019's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 85019 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.