ZIP 85264 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85264 (Maricopa County, Arizona) lands at 35/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100). Structurally it carries 78/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $58,333 — below the roughly $78,000 national figure. The poverty rate is 16.6% — high, a tax-stress and distress correlate. On demographic stress specifically, 85264 scores 39/100. Rent burden reaches 24% of tenant households. The typical home is worth about $369,200 (6.7× income). About 14% have a four-year degree. Vacancy runs 5.1%. 1,329 residents call 85264 home, typically aged 32. The ZIP holds roughly 333 housing units. 91% of housing is owner-occupied.

Overall, 85264 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 85264 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 85264 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 85264, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 85264 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 85264 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.