ZIP 85226 Foreclosure, Tax-Lien & Distress Report

ZIP code 85226 in Maricopa County, Arizona carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (75/100)). Latent structural risk is 75/100 while live distress already moving reads 7/100. The sharpest non-environmental signals are structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). On the quiet end sit mortgage stress (23/100).

The market reads peak — home values held roughly flat year on year, and 7% higher over three years, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $103,740, above the U.S. median near $78,000. Around 31% of renters are cost-burdened. On demographic stress specifically, 85226 scores 29/100. A median home runs $483,800 here, or 4.4 times local income. Educational attainment sits at 50% bachelor's-or-above. The tenure split is 62% owner-occupied to 38% rented. 7.8% of residents fall below the poverty threshold. Vacancy runs 4.8%. There are about 17,435 housing units across 85226. About 40,974 people live here, median age 37.

Net-net, 85226 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 85226 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85226 can be compared directly against any other ZIP in Maricopa County, Arizona or nationwide. Nothing here is interpolated — where a source is thin for 85226, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 85226 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 85226 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.