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ZIP 85298 Foreclosure, Tax-Lien & Distress Report

Maricopa County, Arizona · Distress market

Scored purely from public records, 85298 (Maricopa County, Arizona) returns a moderate composite of 35/100. Structural exposure scores 78 and live distress 7 on the 0–100 scale. Its heaviest discrete signals: structural risk (78/100), construction/permit lag (64/100), institutional ownership (58/100). By contrast, mortgage stress (23/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. Vacancy runs 4.0%. On demographic stress specifically, 85298 scores 25/100. At $146,688, median income runs above typical U.S. levels. Population is roughly 43,536 with a median age of 40. The ZIP holds roughly 15,058 housing units. Home values center near $652,400, an affordability ratio of 4.1×. Rent burden reaches 27% of tenant households. Around 51% of adults hold a bachelor's degree or higher. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 85298 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 85298 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 85298's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 85298 shows as blanks, never estimates, and the score updates on every fresh public filing.

85298's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 85298 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 85298

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk100
85298 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 85298 Stress Report snapshot

The live 85298 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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