ZIP 85045 Property Distress & Foreclosure Data

ZIP code 85045 in Maricopa County, Arizona carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (79/100)). What sets it apart are the readings on structural risk (79/100), institutional ownership (62/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (23/100). Structural exposure scores 79 and live distress 7 on the 0–100 scale.

The peak-phase market in 85045 posted values that rose 1.2% over the year, and 34% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $634,600, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 7,457 with a median age of 44. Vacancy runs 2.0%. Owners hold 90% of homes, renters 10%. Median household income is $154,300, above the U.S. median near $78,000. There are about 3,001 housing units across 85045. Rent burden reaches 38% of tenant households. Educational attainment sits at 64% bachelor's-or-above. 3.1% of residents fall below the poverty threshold.

On balance 85045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.