ZIP 85045 Foreclosure, Tax-Lien & Distress Report
Maricopa County, Arizona · Distress market
Composite property distress in 85045 (Maricopa County, Arizona) lands at 34/100 — moderate on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (88/100), FEMA disaster exposure (77/100)). Its standout signals are structural risk (75/100), institutional ownership (57/100), construction/permit lag (53/100). mortgage stress (23/100) stay muted. Structural exposure scores 75 and live distress 7 on the 0–100 scale.
The market reads peak — home values held roughly flat year on year, and 34% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.
Home values center near $634,600, an affordability ratio of 3.8× — accessible. The demographic-stress sub-score lands at 23/100. About 7,457 people live here, median age 44. The vacancy rate is 2.0%. The tenure split is 90% owner-occupied to 10% rented. Median household income is $154,300, above the U.S. median near $78,000. There are about 3,001 housing units across 85045. Rent burden reaches 38% of tenant households. About 64% have a four-year degree. 3.1% of residents fall below the poverty threshold.
On balance 85045 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 85045 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 85045's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 85045 reflects the current record instead of a stale or modeled snapshot.
Each component behind 85045 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. The point of the 85045 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 85045
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 85045 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Maricopa County ZIP reports
Nearest ZIP codes to 85045
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 85045
Further distress data across Maricopa County, Arizona at ZIP, county and state level.
Unlock the full ZIP 85045 acquisition report
See who owns each distressed property in 85045, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology