ZIP 85138 Property Distress & Foreclosure Data

Composite property distress in 85138 (Pinal County, Arizona) lands at 35/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (76/100), institutional ownership (65/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (94/100), FEMA disaster exposure (88/100), flood (NFIP) exposure (80/100)). On the structural side it scores 76/100, with 8/100 of stress already active.

The peak-phase market in 85138 posted values that rose 1.2% over the year, and 71% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,609, above the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. 6.4% of residents fall below the poverty threshold. The ZIP holds roughly 19,384 housing units. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $378,800, an affordability ratio of 3.7× — accessible. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 10.6%. Around 40% of renters are cost-burdened. Population is roughly 52,342 with a median age of 36.

On balance 85138 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.