ZIP 85539 Property Distress & Foreclosure Data

Composite property distress in 85539 (Gila County, Arizona) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (83/100). The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (58/100), institutional ownership (30/100). By contrast, institutional ownership (30/100) and mortgage stress (14/100) register low. Structural risk reads 62/100 against active distress of 4/100.

The market reads peak — home values rose 1.6% year on year, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $137,500 (2.3× income, relatively affordable). Rent burden reaches 48% of tenant households. 76% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. About 3,066 people live here, median age 41. There are about 1,763 housing units across 85539. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. Around 16% of adults hold a bachelor's degree or higher. At $45,733, median income runs below typical U.S. levels. The poverty rate is 25.2% — high, a tax-stress and distress correlate.

Net-net, 85539 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.