ZIP 85539 Foreclosure, Tax-Lien & Distress Report

ZIP 85539's composite property-distress score is 28/100 - DLRadar classes that as low for Gila County, Arizona. Environmental exposure also runs high (climate & FEMA risk (89/100), flood (NFIP) exposure (83/100)). The pressure is most legible in construction/permit lag (65/100), structural risk (63/100), institutional ownership (30/100). institutional ownership (30/100) and mortgage stress (14/100) stay muted. Latent structural risk is 63/100 while live distress already moving reads 4/100.

The peak-phase market in 85539 posted values that held roughly flat over the year, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $137,500 (2.3× income, relatively affordable). Rent burden reaches 48% of tenant households. The tenure split is 76% owner-occupied to 24% rented. The demographic-stress sub-score lands at 33/100. 3,066 residents call 85539 home, typically aged 41. There are about 1,763 housing units across 85539. Vacancy runs 24.6%, above the national norm and a classic distress-and-opportunity signal. About 16% have a four-year degree. Median household income is $45,733, below the U.S. median near $78,000. The poverty rate is 25.2% — high, a tax-stress and distress correlate.

Taken together, 85539 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 85539 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 85539's 28/100 can be lined up against any neighbor in Gila County, Arizona or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 85539, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 85539 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. The point of the 85539 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.