ZIP 85550 Property Distress & Foreclosure Data

In Gila County, Arizona, ZIP 85550 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (60/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 60/100 structural and 4/100 already moving.

Prices here sit in a peak phase: values rose 1.7% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $65,800 here, or 1.3 times local income. The ZIP holds roughly 1,535 housing units. Households earn a median $50,181 — below the roughly $78,000 national figure. The vacancy rate is 8.8%. On demographic stress specifically, 85550 scores 31/100. About 4% have a four-year degree. Around 17% of renters are cost-burdened. 5,619 residents call 85550 home, typically aged 30. Roughly 41.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 62% owner-occupied to 38% rented.

Taken together, 85550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.