ZIP 85550 Foreclosure, Tax-Lien & Distress Report

Gila County, Arizona's ZIP 85550 registers 28/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (64/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (12/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). On the structural side it scores 64/100, with 4/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $65,800 (1.3× income, relatively affordable). The ZIP holds roughly 1,535 housing units. Households earn a median $50,181 — below the roughly $78,000 national figure. Vacancy runs 8.8%. The demographic-stress sub-score lands at 31/100. Around 4% of adults hold a bachelor's degree or higher. Rent burden reaches 17% of tenant households. About 5,619 people live here, median age 30. Roughly 41.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 62% owner-occupied to 38% rented.

Taken together, 85550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 85550 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 85550 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 85550, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 85550's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 85550 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.