ZIP 85542 Foreclosure, Tax-Lien & Distress Report

In Graham County, Arizona, ZIP 85542 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100), climate & FEMA risk (65/100). The pressure is most legible in construction/permit lag (48/100), structural risk (44/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. Structural risk reads 44/100 against active distress of 3/100.

The market reads peak — home values held roughly flat year on year, at 11/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 832 housing units across 85542. Around 25% of renters are cost-burdened. Vacancy runs 8.6%. 50% of housing is owner-occupied. The poverty rate is 54.2% — high, a tax-stress and distress correlate. Median household income is $30,691, below the U.S. median near $78,000. Home values center near $31,900, an affordability ratio of 1.7× — accessible. About 4% have a four-year degree. Population is roughly 2,868 with a median age of 29. On demographic stress specifically, 85542 scores 38/100.

Net-net, 85542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 85542 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 85542 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 85542 shows as blanks, never estimates, and the score updates on every fresh public filing.

85542's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 85542 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.