ZIP 85536 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85536 (Graham County, Arizona) returns a low composite of 18/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100), climate & FEMA risk (61/100). Structural exposure scores 41 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (42/100), structural risk (41/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low.

The peak-phase market in 85536 posted values that held roughly flat over the year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $101,083, median income runs above typical U.S. levels. The poverty rate is 5.3% — low. 69% of housing is owner-occupied. Vacancy runs 39.4%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. A median home runs $156,500 here, or 1.5 times local income. The ZIP holds roughly 183 housing units. The demographic-stress sub-score lands at 21/100. Educational attainment sits at 18% bachelor's-or-above. Population is roughly 319 with a median age of 39.

On the whole, 85536 leans distressed, with opportunity clustered in specific stressed parcels. While 85536 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 85536 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. 85536 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85536's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 85536 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.