ZIP 85531 Foreclosure, Tax-Lien & Distress Report

ZIP 85531's composite property-distress score is 18/100 - DLRadar classes that as low for Graham County, Arizona. On the structural side it scores 41/100, with 2/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100), climate & FEMA risk (61/100). Its standout signals are construction/permit lag (42/100), structural risk (41/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 55% of homes, renters 45%. Rent burden reaches 0% of tenant households. Home values center near $480,000, an affordability ratio of 4.5×. The ZIP holds roughly 227 housing units. Vacancy runs 0.0%. On demographic stress specifically, 85531 scores 20/100. 273 residents call 85531 home, typically aged 46. Educational attainment sits at 78% bachelor's-or-above. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $94,478 — above the roughly $78,000 national figure.

Overall, 85531 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 85531 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 85531 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Graham County, Arizona and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 85531 shows blanks, not estimates, wherever the record is sparse.

Behind 85531's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 85531 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.