ZIP 85531 Property Distress & Foreclosure Data

ZIP code 85531 in Graham County, Arizona carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 31/100 against active distress of 2/100. Environmental exposure also runs high (flood (NFIP) exposure (63/100), climate & FEMA risk (61/100)). What sets it apart are the readings on structural risk (31/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The peak-phase market in 85531 posted values that rose 1.7% over the year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 55% of homes, renters 45%. Rent burden reaches 0% of tenant households. Home values center near $480,000, an affordability ratio of 4.5×. There are about 227 housing units across 85531. Vacancy runs 0.0%. DLRadar's demographic-stress index for the area reads 20/100. Population is roughly 273 with a median age of 46. Educational attainment sits at 78% bachelor's-or-above. 0.0% of residents fall below the poverty threshold. Median household income is $94,478, above the U.S. median near $78,000.

On balance 85531 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.