ZIP 85546 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 85546 in Graham County, Arizona comes in at 18, a low composite-distress reading. Structural exposure scores 41 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (42/100), structural risk (41/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100), climate & FEMA risk (61/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 24% higher over three years, at 11/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

20,735 residents call 85546 home, typically aged 36. Households earn a median $61,930 — below the roughly $78,000 national figure. A median home runs $199,800 here, or 3.1 times local income. Owners hold 76% of homes, renters 24%. About 13% have a four-year degree. The ZIP holds roughly 7,844 housing units. Rent burden reaches 24% of tenant households. On demographic stress specifically, 85546 scores 29/100. The vacancy rate is 12.6% — elevated. Roughly 15.1% live below the poverty line.

On the whole, 85546 leans distressed, with opportunity clustered in specific stressed parcels. While 85546 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 85546's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 85546 shows as blanks, never estimates, and the score updates on every fresh public filing.

85546's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 85546 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.