ZIP 85546 Property Distress & Foreclosure Data

In Graham County, Arizona, ZIP 85546 scores 14 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structural risk reads 31/100 against active distress of 2/100. Its standout signals are structural risk (31/100), institutional ownership (15/100), mortgage stress (7/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (63/100), climate & FEMA risk (61/100)).

The peak-phase market in 85546 posted values that rose 1.7% over the year, and 24% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 20,735 with a median age of 36. Median household income is $61,930, below the U.S. median near $78,000. Home values center near $199,800, an affordability ratio of 3.1× — accessible. Owners hold 76% of homes, renters 24%. Educational attainment sits at 13% bachelor's-or-above. There are about 7,844 housing units across 85546. Rent burden reaches 24% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. 15.1% of residents fall below the poverty threshold.

On the whole, 85546 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.