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ZIP 85605 Foreclosure, Tax-Lien & Distress Report

Cochise County, Arizona · High Vacancy market

Scored purely from public records, 85605 (Cochise County, Arizona) returns a low composite of 19/100. Environmental exposure also runs high (climate & FEMA risk (91/100)). The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 41/100 structural and 1/100 already moving.

The contraction-phase market in 85605 posted values that fell 2.1% over the year, 4.5% off the recent peak, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 728 people live here, median age 34. The typical home is worth about $61,300 (1.4× income, relatively affordable). Owners hold 65% of homes, renters 35%. The vacancy rate is 20.1% — elevated. The ZIP holds roughly 289 housing units. Around 13% of renters are cost-burdened. Roughly 25.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $48,347, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above.

Net-net, 85605 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 85605 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 85605 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 85605 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 85605 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 85605 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
41/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 85605

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 85605 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Adjacent Cochise County ZIP reports

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