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ZIP 85615 Foreclosure, Tax-Lien & Distress Report

Cochise County, Arizona · Cooling Market market

On DLRadar's 0-100 public-record scale, ZIP 85615 in Cochise County, Arizona comes in at 19, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (91/100)). On the structural side it scores 41/100, with 1/100 of stress already active. The pressure is most legible in construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

The contraction-phase market in 85615 posted values that fell 2.1% over the year, 4.5% off the recent peak, and 19% higher over three years, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.

5.6% of residents fall below the poverty threshold. There are about 4,306 housing units across 85615. Households earn a median $76,196 — near the roughly $78,000 national figure. Vacancy runs 5.5%. Around 30% of renters are cost-burdened. Educational attainment sits at 36% bachelor's-or-above. Owners hold 91% of homes, renters 9%. A median home runs $250,200 here, or 3.3 times local income. On demographic stress specifically, 85615 scores 24/100. Population is roughly 9,713 with a median age of 52.

On the whole, 85615 leans distressed, with opportunity clustered in specific stressed parcels. 85615 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 85615 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 85615 reflects the current record instead of a stale or modeled snapshot.

Behind 85615's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 85615 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

19/100
Composite stress
41/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 85615

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 85615 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 85615, the same set carried on every parcel.

Loading ZIP 85615 stress data…

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