ZIP 85626 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85626 (Cochise County, Arizona) returns a low composite of 19/100. Leading the profile are construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100). On the structural side it scores 41/100, with 1/100 of stress already active.

Prices here sit in a contraction phase: values fell 2.1% over the trailing year, 4.5% off the recent peak, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.

17.8% of residents fall below the poverty threshold. About 1,211 people live here, median age 31. The tenure split is 84% owner-occupied to 16% rented. Around 60% of renters are cost-burdened. Median household income is $49,946, below the U.S. median near $78,000. Around 6% of adults hold a bachelor's degree or higher. On demographic stress specifically, 85626 scores 34/100. A median home runs $93,800 here, or 1.8 times local income. The vacancy rate is 20.7% — elevated. The ZIP holds roughly 321 housing units.

Net-net, 85626 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 85626 at the moment; the composite and its components are still built from verifiable public records.

Whether 85626 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85626 can be compared directly against any other ZIP in Cochise County, Arizona or nationwide. Nothing here is interpolated — where a source is thin for 85626, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 19/100 for 85626 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 85626 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.