ZIP 85632 Foreclosure, Tax-Lien & Distress Report
Cochise County, Arizona · High Vacancy market
DLRadar grades ZIP 85632 (Cochise County, Arizona) at a low 19/100 for overall property distress. The split runs 41/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). Property-level stress concentrates in construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.
The contraction-phase market in 85632 posted values that fell 2.1% over the year, 4.5% off the recent peak, at 70/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
873 residents call 85632 home, typically aged 60. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 38.8% — elevated. Rent burden reaches 63% of tenant households. The typical home is worth about $168,100 (2.2× income, relatively affordable). About 33% have a four-year degree. The ZIP holds roughly 721 housing units. Households earn a median $54,167 — below the roughly $78,000 national figure. The tenure split is 88% owner-occupied to 12% rented. 11.8% of residents fall below the poverty threshold.
Net-net, 85632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 85632 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 85632 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 19/100 figure for 85632 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 85632 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 85632
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 85632 by the numbers
The live 85632 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Open 85632 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology