ZIP 85635 Property Distress & Foreclosure Data

ZIP code 85635 in Cochise County, Arizona carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 41/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads peak — home values rose 4.0% year on year, and 15% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 32/100. The vacancy rate is 9.2%. At $60,822, median income runs below typical U.S. levels. Around 40% of renters are cost-burdened. 61% of housing is owner-occupied. The ZIP holds roughly 17,314 housing units. The poverty rate is 14.3%. About 34,958 people live here, median age 40. Around 31% of adults hold a bachelor's degree or higher. The typical home is worth about $228,000 (3.6× income, relatively affordable).

Net-net, 85635 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.