ZIP 85635 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85635 (Cochise County, Arizona) returns a low composite of 19/100. The pressure is most legible in construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural exposure scores 41 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

The contraction-phase market in 85635 posted values that fell 2.1% over the year, 4.5% off the recent peak, and 15% higher over three years, at 70/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

On demographic stress specifically, 85635 scores 32/100. Vacancy runs 9.2%. Households earn a median $60,822 — below the roughly $78,000 national figure. Around 40% of renters are cost-burdened. Owners hold 61% of homes, renters 39%. The ZIP holds roughly 17,314 housing units. The poverty rate is 14.3%. 34,958 residents call 85635 home, typically aged 40. Around 31% of adults hold a bachelor's degree or higher. Home values center near $228,000, an affordability ratio of 3.6× — accessible.

Net-net, 85635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 85635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 85635 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 85635 stays directly comparable to neighboring ZIPs and the rest of Cochise County, Arizona. 85635 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85635's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 85635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.