ZIP 85611 Property Distress & Foreclosure Data

Santa Cruz County, Arizona's ZIP 85611 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). On the structural side it scores 51/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (51/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.2% year on year, and 30% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Around 38% of adults hold a bachelor's degree or higher. About 1,413 people live here, median age 53. The ZIP holds roughly 672 housing units. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. 95% of housing is owner-occupied. At $64,545, median income runs below typical U.S. levels. The vacancy rate is 14.6% — elevated. The poverty rate is 4.2% — low. The typical home is worth about $380,300 (5.1× income).

Net-net, 85611 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 85611

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Santa Cruz County

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Deterministic. Every signal traces to a public dataset · methodology