ZIP 85611 Foreclosure, Tax-Lien & Distress Report

Santa Cruz County, Arizona's ZIP 85611 registers 21/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (91/100)). Structurally it carries 47/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (47/100), construction/permit lag (46/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 0.5% year on year, 1.1% off the recent peak, and 30% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 38% bachelor's-or-above. Population is roughly 1,413 with a median age of 53. There are about 672 housing units across 85611. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Owners hold 95% of homes, renters 5%. At $64,545, median income runs below typical U.S. levels. The vacancy rate is 14.6% — elevated. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. A median home runs $380,300 here, or 5.1 times local income.

Taken together, 85611 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 85611 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 85611 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85611 can be compared directly against any other ZIP in Santa Cruz County, Arizona or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 85611 shows blanks, not estimates, wherever the record is sparse.

85611's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 85611 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.