Santa Cruz County, AZ: Foreclosures, Tax Liens & Distressed Properties

Santa Cruz County, AZ, Arizona: 9 ZIP codes scored, Santa Cruz County, AZ averaging 22/100 (low, Santa Cruz, AZ), from 21 to 22. Santa Cruz County, AZ is in its peak phase (Santa Cruz, AZ confidence 11/100): Santa Cruz, AZ home prices up 0.5% (Santa Cruz, AZ) over twelve months. Santa Cruz County, AZ lender headwind: 38/100.

Highest-scoring Santa Cruz County, AZ ZIPs: 85621 (22/100), 85624 (22/100), 85640 (22/100), 85646 (22/100), 85648 (22/100), 85611 (21/100). Also scored in Santa Cruz County, AZ: 85614, 85637, 85645.

Across Santa Cruz County, AZ's scored ZIPs: median home value $332,788, household income $57,129, 22.0% vacancy, 9.7% poverty, 78% owner-occupied, median age 57.8.

Santa Cruz County, AZ insurance distress 22/100 (#2,053 in the US); FEMA hazard 0/100 for Santa Cruz, AZ; 1 Santa Cruz, AZ NFIP flood claims, $33K paid; Santa Cruz, AZ construction distress 47/100.

6 banks with 7 branches lend in Santa Cruz County, AZ; Santa Cruz, AZ weighted bank stress 67/100, highest 77/100 in Santa Cruz, AZ.

Santa Cruz County, AZ unemployment 9.0% (Santa Cruz, AZ +2.4 pts, six months); 368 new housing units permitted in Santa Cruz County, AZ over twelve months, Santa Cruz, AZ up 0% from 367; Santa Cruz, AZ home prices +9.6% a year (Santa Cruz, AZ) over three years.

19,232 housing units in Santa Cruz County, AZ; 5,318 Santa Cruz, AZ renter households; 40% of Santa Cruz, AZ renters spend 30%+ of income on rent, 19% (Santa Cruz, AZ) half or more.

Santa Cruz County, AZ ranks #1,746 nationally on the opportunity index (Santa Cruz, AZ, among all ranked counties); Santa Cruz, AZ scores 28.6/100 and Santa Cruz, AZ sits #10 inside Arizona. Santa Cruz, AZ is in the early_signal opportunity phase; Santa Cruz, AZ's primary driver is bank institutional, Santa Cruz, AZ second driver vacancy; Santa Cruz, AZ moved down 170 places. 12 short-sale listings across Santa Cruz, AZ; 82 days on market observed in Santa Cruz, AZ; 9.8% vacancy over 9 Santa Cruz, AZ ZIPs.

No CFPB county sample covers Santa Cruz County, AZ. The state reading for Santa Cruz, AZ: 0.8% ninety-plus days late; Santa Cruz, AZ's thirty-to-eighty-nine share is 2.0% (Santa Cruz, AZ, December 2025 data).

HUD lists 2 assisted multifamily properties in Santa Cruz County, AZ with 148 units; 39 Santa Cruz, AZ units are assisted.

2,266 of the 19,232 housing units in Santa Cruz, AZ sit vacant. Santa Cruz County, AZ permitted 0 multifamily units in twelve months; Santa Cruz, AZ's one-to-four unit structures added 368 units in Santa Cruz County, AZ.