ZIP 85640 Property Distress & Foreclosure Data

In Santa Cruz County, Arizona, ZIP 85640 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (51/100), construction/permit lag (46/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. On the structural side it scores 51/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

162 residents call 85640 home, typically aged 74. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $58,424 — below the roughly $78,000 national figure. On demographic stress specifically, 85640 scores 28/100. The tenure split is 62% owner-occupied to 38% rented. The vacancy rate is 53.5% — elevated. Around 0% of renters are cost-burdened. The ZIP holds roughly 165 housing units. About 0% have a four-year degree.

Taken together, 85640 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.