ZIP 85640 Foreclosure, Tax-Lien & Distress Report
Santa Cruz County, Arizona · High Vacancy market
Scored on a fixed 0-100 scale, 85640 (Santa Cruz County, Arizona) returns a low composite of 22/100. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (50/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100). The latent-versus-live split is 51/100 structural and 0/100 already moving. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (65/100)).
The peak-phase market in 85640 posted values that held roughly flat over the year, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 162 people live here, median age 74. The poverty rate is 0.0% — low. Households earn a median $58,424 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 49/100. Owners hold 62% of homes, renters 38%. Vacancy runs 53.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. There are about 165 housing units across 85640. Around 0% of adults hold a bachelor's degree or higher.
On the whole, 85640 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 85640 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 85640's 22/100 can be lined up against any neighbor in Santa Cruz County, Arizona or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 85640 reflects the current record instead of a stale or modeled snapshot.
85640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 85640 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 85640
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 85640 by the numbers
The live 85640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Santa Cruz County ZIPs near 85640
Nearest ZIP codes to 85640
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Arizona distress
Related ZIP, county and statewide reads linked to Santa Cruz County, Arizona.
See every distressed parcel in 85640
Get every distressed property in 85640 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Each signal above is traceable to an open dataset · methodology