ZIP 85637 Property Distress & Foreclosure Data

DLRadar grades ZIP 85637 (Santa Cruz County, Arizona) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (60/100), structural risk (52/100), institutional ownership (11/100). institutional ownership (11/100) and mortgage stress (6/100) stay muted. On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 5% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $80,000 — near the roughly $78,000 national figure. 1,133 residents call 85637 home, typically aged 58. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. On demographic stress specifically, 85637 scores 28/100. About 37% have a four-year degree. The tenure split is 88% owner-occupied to 12% rented. A median home runs $467,100 here, or 5.4 times local income. The ZIP holds roughly 636 housing units. The vacancy rate is 23.2% — elevated.

Taken together, 85637 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.