ZIP 85616 Foreclosure, Tax-Lien & Distress Report
Cochise County, Arizona · High Poverty market
Scored on a fixed 0-100 scale, 85616 (Cochise County, Arizona) returns a low composite of 24/100. Structural risk reads 53/100 against active distress of 1/100. Its standout signals are construction/permit lag (58/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100).
Prices here sit in a contraction phase: values fell 2.1% over the trailing year, 4.5% off the recent peak, and 28% higher over three years, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.
The tenure split is 72% owner-occupied to 28% rented. Home values center near $175,300, an affordability ratio of 3.1× — accessible. At $50,515, median income runs below typical U.S. levels. 25.8% of residents fall below the poverty threshold. About 4,845 people live here, median age 46. Vacancy runs 6.3%. The demographic-stress sub-score lands at 30/100. There are about 2,458 housing units across 85616. Around 26% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households.
On the whole, 85616 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85616 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 85616's 24/100 can be lined up against any neighbor in Cochise County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 85616 shows blanks, not estimates, wherever the record is sparse.
The 24/100 figure for 85616 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 85616 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 85616
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 85616 distress snapshot
A live read on 85616: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Cochise County ZIP reports
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See every distressed parcel in 85616
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Built from public records, scored the same way everywhere · methodology