ZIP 85616 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 85616 (Cochise County, Arizona) returns a low composite of 19/100. Structural risk reads 41/100 against active distress of 1/100. Its standout signals are construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a contraction phase: values fell 2.1% over the trailing year, 4.5% off the recent peak, and 28% higher over three years, at 70/100 phase confidence. A cooling market tends to open discount-to-value windows.

The tenure split is 72% owner-occupied to 28% rented. Home values center near $175,300, an affordability ratio of 3.1× — accessible. At $50,515, median income runs below typical U.S. levels. 25.8% of residents fall below the poverty threshold. About 4,845 people live here, median age 46. Vacancy runs 6.3%. The demographic-stress sub-score lands at 30/100. There are about 2,458 housing units across 85616. Around 26% of adults hold a bachelor's degree or higher. Rent burden reaches 29% of tenant households.

On the whole, 85616 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85616 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 85616's 19/100 can be lined up against any neighbor in Cochise County, Arizona or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 85616 shows blanks, not estimates, wherever the record is sparse.

The 19/100 figure for 85616 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 85616 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.