ZIP 85638 Property Distress & Foreclosure Data

Composite property distress in 85638 (Cochise County, Arizona) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (41/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Structural risk reads 41/100 against active distress of 1/100.

The market reads peak — home values rose 4.0% year on year, and 23% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,621 people live here, median age 60. 75% of housing is owner-occupied. The typical home is worth about $184,000 (3.0× income, relatively affordable). The poverty rate is 10.5%. The demographic-stress sub-score lands at 29/100. There are about 1,146 housing units across 85638. Rent burden reaches 29% of tenant households. Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal. At $56,172, median income runs below typical U.S. levels.

Net-net, 85638 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
41/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 85638

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Cochise County

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