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ZIP 85630 Foreclosure, Tax-Lien & Distress Report

Cochise County, Arizona · High Vacancy market

DLRadar grades ZIP 85630 (Cochise County, Arizona) at a low 24/100 for overall property distress. The split runs 53/100 structural to 1/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (91/100). Its heaviest discrete signals: construction/permit lag (58/100), structural risk (53/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (4/100) stay muted.

The market reads contraction — home values fell 2.1% year on year, 4.5% off the recent peak, and 25% higher over three years, at 70/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 1,942 with a median age of 47. Owners hold 85% of homes, renters 15%. Households earn a median $49,306 — below the roughly $78,000 national figure. 8.3% of residents fall below the poverty threshold. The typical home is worth about $149,300 (3.0× income, relatively affordable). Around 14% of renters are cost-burdened. Vacancy runs 36.5%, above the national norm and a classic distress-and-opportunity signal. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,236 housing units. DLRadar's demographic-stress index for the area reads 26/100.

On the whole, 85630 leans distressed, with opportunity clustered in specific stressed parcels. While 85630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 85630 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85630 can be compared directly against any other ZIP in Cochise County, Arizona or nationwide. 85630 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

85630's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 85630 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
53/100
Structural risk
1/100
Distress activity

What is driving ZIP 85630’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk91
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 85630 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 85630, the same set carried on every parcel.

Loading ZIP 85630 stress data…

Neighbouring ZIPs in Cochise County

Nearest ZIP codes to 85630

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 85630

Other reports tied to Cochise County, Arizona — ZIP, county and statewide.

Unlock the full ZIP 85630 acquisition report

Get every distressed property in 85630 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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