Cochise County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cochise County, Arizona? DLRadar grades every Cochise County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Cochise County breakdown.
- Cochise County's most distressed ZIP is 85611 at 21/100.
- 23 ZIP codes tracked in Cochise County, averaging 19/100 distress.
- Cochise County reads contraction — home values down 2.1% year over year, 4.5% off peak.
- Vacancy runs 19.9% across Cochise County's tracked ZIPs, with a 17% poverty rate.
- The typical Cochise County home is worth about $189,235 against a ~$60,084 median income.
- Lending headwind in Cochise County sits at 52/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 85611 | 21/100 |
| 2 | 85602 | 19/100 |
| 3 | 85603 | 19/100 |
| 4 | 85605 | 19/100 |
| 5 | 85606 | 19/100 |
| 6 | 85607 | 19/100 |
| 7 | 85608 | 19/100 |
| 8 | 85609 | 19/100 |
| 9 | 85610 | 19/100 |
| 10 | 85613 | 19/100 |
| 11 | 85615 | 19/100 |
| 12 | 85616 | 19/100 |
Most distressed ZIP codes in Cochise County (composite distress 0-100, 2026)
What is driving Cochise County distress
Cochise County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 19/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Cochise County market phase and pricing
Cochise County reads contraction — home prices fell 2.1% over the last year and are 4.5% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cochise County
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Common questions
What is the hardest-hit ZIP in Cochise County?
ZIP 85611 leads Cochise County at 21/100, recomputed monthly from public records.
Is Cochise County expanding or contracting?
The market phase for Cochise County is contraction, prices falling 2.1% on the year — derived from the FHFA House Price Index path.
Where does the Cochise County data come from?
Every Cochise County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 23 Cochise County ZIP codes that it runs on every other U.S. county, so Cochise County's numbers are directly comparable to any other market.
How much do distress scores vary between Cochise County ZIP codes?
Averaging the county conceals how uneven it is. Across the Cochise County ZIPs DLRadar ranks, scores run from 21/100 in 85611 down to 19/100 in 85616, against a Cochise County average of 19/100. That 2-point gap is why acquisition targeting in Cochise County works at ZIP level rather than county level.
What do Cochise County home values and vacancy say about distressed supply?
The typical Cochise County home carries about $189,235 of value against a median household income near $60,084. Vacancy across Cochise County's tracked ZIPs runs 19.9% and the poverty rate is 17%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Cochise County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.