Cochise County, AZ Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cochise County, AZ distress report, 2026: 23 ZIPs scored in Cochise, AZ, Cochise, AZ average 24/100; the top Cochise, AZ ZIP is 85603 at 24/100; Cochise, AZ market phase contraction, Cochise, AZ prices -2.1% year over year.
- Cochise, AZ ranks #1,588 nationally (opportunity index); Cochise, AZ #9 in Arizona; Cochise, AZ index 29.1.
- Cochise, AZ: no CFPB county sample; Cochise, AZ state reading 0.8%.
- Cochise, AZ ZIP phases: 22 contraction, 1 peak.
- Cochise, AZ residential listings tracked: 126 across 21 ZIPs; Cochise, AZ candidate listings 74.
- Cochise, AZ HUD assisted properties: 5 with 540 units.
- Cochise, AZ most distressed ZIP: 85603 at 24/100.
Cochise, AZ figures: DLRadar distress index; Cochise, AZ inputs: CFPB, FHFA, HUD, FDIC; Cochise, AZ rebuilt as sources refresh.
| Rank | Cochise, AZ ZIP | Score |
|---|---|---|
| 1 | 85603 | 24/100 |
| 2 | 85605 | 24/100 |
| 3 | 85606 | 24/100 |
| 4 | 85607 | 24/100 |
| 5 | 85608 | 24/100 |
| 6 | 85609 | 24/100 |
| 7 | 85610 | 24/100 |
| 8 | 85613 | 24/100 |
| 9 | 85615 | 24/100 |
| 10 | 85616 | 24/100 |
| 11 | 85617 | 24/100 |
| 12 | 85620 | 24/100 |
Most distressed Cochise, AZ ZIPs (0-100, 2026)
Mortgage delinquency around Cochise, AZ
No CFPB county sample covers Cochise, AZ; the state reading for Cochise, AZ: 0.8% ninety-plus; Cochise, AZ area thirty-to-eighty-nine 2.0% (December 2025, Cochise, AZ).
Opportunity index: Cochise, AZ
Cochise, AZ index 29.1, Cochise, AZ phase early_signal; Cochise, AZ primary driver vacancy, Cochise, AZ second driver construction. Cochise, AZ components: property stress 18.2, foreclosure pressure 13.5, listing discounts 32.1, bank stress 48.3, insurance 0.0; Cochise, AZ pulse 30.6; Cochise, AZ capital opportunity 26.9.
ZIP market phases inside Cochise, AZ
23 Cochise, AZ ZIPs carry a price-cycle phase; Cochise, AZ ZIPs by phase (Cochise, AZ), deepest drawdown first: contraction, -2.1% YoY, 4.5% off peak (Cochise, AZ): 85603, 85605, 85606, 85607, Cochise, AZ 85608, 85609, 85610, 85613, Cochise, AZ 85615, 85616, 85617, 85620, Cochise, AZ 85625, 85626, 85627, 85630.
Residential listings by Cochise, AZ ZIP
Cochise, AZ ZIPs with the most tracked Cochise, AZ residential listings: 85635 19 listings, 6 candidates, bank pressure 61; 85615 16 listings, 10 candidates, bank pressure 61; 85616 16 listings, 9 candidates, bank pressure 61; 85607 15 listings, 10 candidates, bank pressure 61 (Cochise, AZ); 85602 13 listings, 9 candidates, bank pressure 64; 85625 10 listings, 5 candidates, bank pressure 61; 85650 10 listings, 6 candidates, bank pressure 61; 85603 6 listings, 2 candidates, bank pressure 61. Cochise, AZ totals: 126 listings; Cochise, AZ candidates 74; active ZIPs 4.
HUD assisted housing in Cochise, AZ
5 assisted properties with 540 units sit in Cochise, AZ; largest Cochise, AZ properties: Oasis Apartments (Sierra Vista) 184 units; Coronado Courts (Douglas) 145 units, 145 assisted; Bonita Vista Apartments (Sierra Vista) 100 units, 99 assisted in Cochise, AZ; Rancho La Perilla Apts (Douglas) 80 units; Ramona Morales Memorial Apartments (Benson) 31 units, 30 assisted.
Vacancy and permits, Cochise, AZ
8,684 of 59,666 Cochise, AZ housing units are vacant; Cochise, AZ permits, twelve months: 0 multifamily units in Cochise, AZ, 388 one-to-four unit units.
Work Cochise, AZ at the parcel level
Every Cochise, AZ parcel carries owner and address; every Cochise, AZ parcel carries APN; Cochise, AZ distress scores sit on the Cochise, AZ live board.
Cochise, AZ figures refresh with each source.
Cochise, AZ questions
Most distressed ZIP code in Cochise County, AZ?
ZIP 85603 leads Cochise, AZ at 24/100; next in Cochise, AZ: 85605 at 24/100; the Cochise, AZ average is 24/100.
Where does Cochise County, AZ rank for investment opportunity?
Cochise, AZ is #1,588 among all ranked counties, #9 in Arizona; the Cochise, AZ driver is vacancy; Cochise, AZ moved up 594 places.
How many mortgages are delinquent in Cochise County, AZ?
Cochise, AZ takes the state reading of 0.8% for December 2025; no CFPB county sample covers Cochise, AZ.
More on Cochise, AZ
Cochise County, AZ distress report: public-record figures for Cochise, AZ; not legal advice for Cochise, AZ; not tax or investment advice; verify every Cochise, AZ record before acting.