ZIP 85650 Foreclosure, Tax-Lien & Distress Report

ZIP code 85650 in Cochise County, Arizona carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 53/100, against 1/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (58/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (91/100)).

The market reads contraction — home values fell 2.1% year on year, 4.5% off the recent peak, and 5% higher over three years (phase confidence 70/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

A median home runs $327,000 here, or 3.6 times local income. The ZIP holds roughly 6,751 housing units. Population is roughly 14,154 with a median age of 51. The demographic-stress sub-score lands at 25/100. The tenure split is 83% owner-occupied to 17% rented. 8.3% of residents fall below the poverty threshold. About 39% have a four-year degree. Around 25% of renters are cost-burdened. The vacancy rate is 6.6%. Households earn a median $84,819 — near the roughly $78,000 national figure.

Taken together, 85650 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 85650 at the moment; the composite and its components are still built from verifiable records.

The 85650 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 85650 stays directly comparable to neighboring ZIPs and the rest of Cochise County, Arizona. Nothing here is interpolated — where a source is thin for 85650, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 85650 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 85650 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.