ZIP 85648 Property Distress & Foreclosure Data

Santa Cruz County, Arizona's ZIP 85648 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (68/100)). On the structural side it scores 51/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (8/100).

The peak-phase market in 85648 posted values that rose 1.7% over the year, and 8% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $63,672, below the U.S. median near $78,000. Population is roughly 21,844 with a median age of 34. 18.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 7,604 housing units. Educational attainment sits at 25% bachelor's-or-above. The vacancy rate is 4.7%. Home values center near $224,900, an affordability ratio of 3.4× — accessible. Around 49% of renters are cost-burdened. Owners hold 83% of homes, renters 18%.

On balance 85648 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.