ZIP 85645 Foreclosure, Tax-Lien & Distress Report
Pima County, Arizona · Distress market
Composite property distress in 85645 (Pima County, Arizona) lands at 21/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100). What sets it apart are the readings on structural risk (46/100), construction/permit lag (39/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (5/100) register low. Structural exposure scores 46 and live distress 2 on the 0–100 scale.
The market reads peak — home values rose 1.2% year on year, and 28% higher over three years, at 7/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 621 housing units. Median household income is $65,266, below the U.S. median near $78,000. The vacancy rate is 3.9%. On demographic stress specifically, 85645 scores 28/100. 1,317 residents call 85645 home, typically aged 60. Educational attainment sits at 25% bachelor's-or-above. Owners hold 92% of homes, renters 8%. 4.1% of residents fall below the poverty threshold. Home values center near $206,800, an affordability ratio of 3.4× — accessible. Around 51% of renters are cost-burdened.
Net-net, 85645 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 85645 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 85645 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Pima County, Arizona and the nation. Sparse data for 85645 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 85645 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Practically, 85645 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 85645 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 85645 by the numbers
The live 85645 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Pima County
Nearest ZIP codes to 85645
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Arizona distress
Further distress data across Pima County, Arizona at ZIP, county and state level.
See every distressed parcel in 85645
Every distressed parcel in 85645 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology