ZIP 85736 Foreclosure, Tax-Lien & Distress Report

ZIP code 85736 in Pima County, Arizona carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on structural risk (45/100), construction/permit lag (39/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 45/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100)).

The market reads recovery — home values rose 1.7% year on year, and 42% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 10.7%. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. Around 9% of adults hold a bachelor's degree or higher. Households earn a median $53,304 — below the roughly $78,000 national figure. The vacancy rate is 18.9% — elevated. Population is roughly 4,249 with a median age of 44. A median home runs $182,100 here, or 2.6 times local income. There are about 1,954 housing units across 85736. The tenure split is 87% owner-occupied to 13% rented.

Taken together, 85736 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 85736 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 85736's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 85736 reflects the current record instead of a stale or modeled snapshot.

85736's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 85736 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.