ZIP 85735 Foreclosure, Tax-Lien & Distress Report

ZIP code 85735 in Pima County, Arizona carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 45/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The sharpest non-environmental signals are structural risk (45/100), construction/permit lag (39/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted.

Prices here sit in a recovery phase: values rose 1.7% over the trailing year, and 8% higher over three years, at 13/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $212,000, an affordability ratio of 2.7× — accessible. The tenure split is 88% owner-occupied to 12% rented. 10,893 residents call 85735 home, typically aged 44. The ZIP holds roughly 4,575 housing units. About 14% have a four-year degree. The poverty rate is 8.2%. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 16% of tenant households. Households earn a median $71,250 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100.

Overall, 85735 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 85735 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 85735 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85735 can be compared directly against any other ZIP in Pima County, Arizona or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 85735 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 85735 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 85735 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.