ZIP 85713 Foreclosure, Tax-Lien & Distress Report

In Pima County, Arizona, ZIP 85713 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100). The pressure is most legible in structural risk (46/100), construction/permit lag (45/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. The latent-versus-live split is 46/100 structural and 1/100 already moving.

The recovery-phase market in 85713 posted values that rose 1.7% over the year, and 13% higher over three years (phase confidence 13/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

45,615 residents call 85713 home, typically aged 37. DLRadar's demographic-stress index for the area reads 35/100. 62% of housing is owner-occupied. There are about 19,096 housing units across 85713. Home values center near $193,300, an affordability ratio of 3.4× — accessible. At $50,264, median income runs below typical U.S. levels. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. Around 43% of renters are cost-burdened. Educational attainment sits at 21% bachelor's-or-above. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 85713 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 85713 at the moment; the composite and its components are still built from verifiable public records.

The 85713 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 85713 stays directly comparable to neighboring ZIPs and the rest of Pima County, Arizona. Nothing here is interpolated — where a source is thin for 85713, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 85713 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 85713 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.