ZIP 85321 Property Distress & Foreclosure Data

DLRadar grades ZIP 85321 (Pima County, Arizona) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (62/100), structural risk (53/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). On the structural side it scores 53/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (99/100)).

The peak-phase market in 85321 posted values that rose 2.1% over the year, and 26% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $52,127, below the U.S. median near $78,000. The vacancy rate is 22.2% — elevated. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 2,291 housing units. Around 44% of renters are cost-burdened. Population is roughly 4,313 with a median age of 45. 16.6% of residents fall below the poverty threshold. Home values center near $119,000, an affordability ratio of 2.3× — accessible. Educational attainment sits at 28% bachelor's-or-above. Owners hold 73% of homes, renters 27%.

On the whole, 85321 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.