ZIP 85321 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 85321 in Pima County, Arizona comes in at 23, a low composite-distress reading. The pressure is most legible in construction/permit lag (53/100), structural risk (51/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (6/100) register low. On the structural side it scores 51/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100).

The market reads recovery — home values rose 1.5% year on year, and 26% higher over three years, at 10/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $52,127, median income runs below typical U.S. levels. Vacancy runs 22.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 29/100. There are about 2,291 housing units across 85321. Around 44% of renters are cost-burdened. 4,313 residents call 85321 home, typically aged 45. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Home values center near $119,000, an affordability ratio of 2.3× — accessible. Educational attainment sits at 28% bachelor's-or-above. Owners hold 73% of homes, renters 27%.

Net-net, 85321 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 85321 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 85321's 23/100 can be lined up against any neighbor in Pima County, Arizona or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 85321, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 for 85321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 85321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.