ZIP 85634 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 85634 (Pima County, Arizona) lands at 21/100 — low on DLRadar's distress scoring. Structurally it carries 45/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (99/100)). What sets it apart are the readings on structural risk (45/100), construction/permit lag (39/100), institutional ownership (8/100). On the quiet end sit institutional ownership (8/100) and mortgage stress (4/100).

The recovery-phase market in 85634 posted values that rose 1.6% over the year (phase confidence 12/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 63% of homes, renters 37%. Households earn a median $34,764 — below the roughly $78,000 national figure. The ZIP holds roughly 1,785 housing units. Rent burden reaches 23% of tenant households. The vacancy rate is 24.1% — elevated. On demographic stress specifically, 85634 scores 38/100. Home values center near $82,600, an affordability ratio of 2.7× — accessible. The poverty rate is 42.5% — high, a tax-stress and distress correlate. Population is roughly 5,667 with a median age of 29. Around 5% of adults hold a bachelor's degree or higher.

Taken together, 85634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 85634 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 85634 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 85634 can be compared directly against any other ZIP in Pima County, Arizona or nationwide. Nothing here is interpolated — where a source is thin for 85634, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

85634's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 85634 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.