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ZIP 85706 Foreclosure, Tax-Lien & Distress Report

Pima County, Arizona · High Poverty market

ZIP 85706's composite property-distress score is 21/100 - DLRadar classes that as low for Pima County, Arizona. The latent-versus-live split is 46/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100). The most distinctive pressure shows up in structural risk (46/100), construction/permit lag (45/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The recovery-phase market in 85706 posted values that rose 1.7% over the year, and 18% higher over three years (phase confidence 13/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 5.9%. The ZIP holds roughly 19,276 housing units. 58% of housing is owner-occupied. Around 10% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 36/100. Around 38% of renters are cost-burdened. About 56,022 people live here, median age 29. Median household income is $49,072, below the U.S. median near $78,000. The typical home is worth about $193,200 (3.5× income, relatively affordable). Roughly 23.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 85706 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 85706 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 85706 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 21/100 for 85706 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 85706 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
46/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 85706

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk99
85706 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 85706 distress snapshot

The live 85706 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Rules-based scoring — each signal ties to a public dataset · methodology

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